What is Passport?
Passport goes beyond traditional credit assessments by combining cutting-edge data intelligence with borrower-centric insights to deliver a powerful prequalification tool.
Intelligent
FormFree utilizes real-time bank data and traditional credit scores to generate advanced cash flow intelligence and trended cash flow insights. RIKI is powered by the consumers bank data.
Accurate
Get a precise calculation of each borrower’s ability to pay, borrowing power, and financial health—providing critical prequalification insights upfront.
Prequalification
Equip your lending process with fast, reliable borrower data at the start of the funnel, reducing friction and increasing efficiency.
Inclusive Insights for Every Borrower
Leverage alternative credit data, cash flow intelligence, and rent payment history to prequalify more borrowers and expand access to credit while promoting financial inclusivity.
Streamlined Efficiency
Reduce costs, minimize risk, and accelerate decision-making with an all-in-one platform that simplifies the prequalification process.
Customizable Customer Acquisition
Deliver a faster path to closing with a white-labeled solution that enhances customer acquisition while building trust and loyalty.
Lender and Partner Benefits
Efficient Pre-Qualification
Streamline borrower analysis with real-time financial data and cash flow insights, saving time and reducing costs.
Risk Mitigation
Make confident lending decisions with a comprehensive view of each borrower’s financial health, including alternative credit data and rent payment history.
Expanded Lending Opportunities
Reach more borrowers by utilizing advanced data beyond traditional credit scoring models.
Faster Path to Closing
Consumers experience a streamlined, hassle-free qualification process that moves at the speed of life.
Fairer Evaluation
Borrowers benefit from the inclusion of all financial data, offering a more complete and accurate representation of their true borrowing potential.
Rent Payment Capture
Borrowers get credit for their largest monthly expense, unlocking new opportunities to achieve their financial goals.
Take the Next Step with Passport
We’re thrilled to bring you Passport—the ultimate solution to transform your lending process. Unlock the power of advanced cash flow intelligence, alternative credit data, and seamless borrower insights to drive production like never before.
Access the API
Integrate Passport’s powerful capabilities into your workflow and take control of the borrower experience from start to finish.
Empower your lending team
Qualify more borrowers, close loans faster, and elevate your lending game with Passport.
Lend more for less
Support with portfolio retention and reduce customer acquisition costs.