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What is RIKI?

RIKI stands for Residual Income Knowledge Index, FormFree’s patent-pending measure of Ability To Pay® based on income and spending. The RIKI ratings are as follows:

  • 80-89 =Low
  • 90-99 = Fair
  • 100-109 = Good
  • 110-119 = Very Good
  • 120-150 = Excellent