Passport®

A Better Way to Lend

Revolutionize your lending with FormFree by integrating cash flow analytics with traditional lending metrics. Our approach enhances the accuracy and speed of the lending process, enabling more informed and confident decisions.

See How With Passport®

RIKI®

Determining Ability to Pay, Better!

45 Million

consumers who don't have a traditional credit score

114 Million

renters in the US

96%

of users have online access to their banking information

Explore RIKI®

Informed, secure, and compliant lending

Enhanced Data Security

FormFree ensures the highest levels of data security. We do not retain personal data after Passport Financial ID is created, and all transactions are conducted over secure, encrypted channels.

Compliance Assurance

FormFree fully complies with the Fair Credit Reporting Act (FCRA) and the Telephone Consumer Protection Act (TCPA). We adhere strictly to these regulations to ensure our operations respect the rights and maintain the integrity of all stakeholders.

News & Events

Here’s the latest

Press Releases 01.15.25

Arrive Home Partners with FormFree to Help Borrowers with Limited Credit History

Press Releases 10.25.24

FormFree Enhances Marketplace to Broaden Reach into Underserved Markets and Close the Wealth Gap

News Insights 08.28.24