FormFree, Athens, Ga., has been granted Patent Number 10,769,723 for its proprietary ‘Systems and Methods for Electronic Account Certification and Enhanced Credit Reporting’ by the United States Patent and Trademark Office.
The patent is expected to cover FormFree’s technology, which analyzes direct-source financial data to determine a consumer’s ability to repay any type of loan, offers a more accurate and comprehensive measurement of ability to pay than traditional credit scoring.
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